529 To Roth Ira 2024 Contribution Limits. The roth ira contribution limit for 2024 is $7,000 for those under 50, and $8,000 for those 50 and older. You can make contributions to your roth ira after you reach age 70 ½.

The maximum amount that may be converted from a 529 plan. Individuals must have a modified adjusted gross income (magi) of less than $161,000 in 2024 ($240,000 if filing jointly) to contribute to an ira.